With a Guaranty Bank Visa® credit card you can make purchases virtually anytime, anywhere. No matter what your needs may be, we have a card to meet your budget and lifestyle.
No matter which card you choose, you'll enjoy important features like:
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- No annual fees or penalty rates1
- Unlimited rewards and cash rewards
- Plus much more!
|Card Type||Intro APR Purchases and BT||APR Range||Annual Fee||Rewards|
|Rewards Platinum||0% Intro APR for the first 12 billing cycles||14.24% - 24.24%*||None||1 point/$1 spend|
|Cash Rewards Platinum||0% Intro APR for the first 12 billing cycles||17.24% - 27.24%*||None||1%/$1 spend|
|Platinum Edition||0% Intro APR for the first 12 billing cycles||13.24% - 23.24%*||None||Low rate|
|Secured Platinum||23.74% Variable APR**||23.74% - 26.74%||$29||Secured Card|
|Visa Signature||0% Intro APR for the first 12 billing cycles||17.24% - 23.24%*||None||1.5 points/$1 spend***|
(1) See application for full terms and conditions. Subject to credit review and approval. Cards issued by TCM Bank, pursuant to a license from Visa, U.S. A., Inc. or MasterCard International Incorporated.
*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
**Your APR will vary with the market based on Prime Rate. We will add a margin to the Prime Rate to determine variable APRs. We use the highest Prime Rate listed in The Wall Street Journal on the last business day of the calendar month prior to your statement closing date ("Last Business Day") and apply it beginning with the first billing period following the Last Business Day. APRs shown here are based on a 8.00% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. The margin for the APR for Purchases and Balance Transfers is 15.74% and for Cash Advances is 18.74%.
*** Earn 30,000 points when you spend $2,500 in the first 3 months.